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NIGERIAN CONSUMER CREDIT CORPORATION EXPRESSION OF INTEREST/REQUEST FOR PROPOSAL ENGAGEMENT OF CONSULTANT ON CULTURAL REORIENTATION PROJECT

Jul 13, 2025
4 min read

Updated: Aug 8, 2025

PRO/OMD/GEN/2025/046



1. INTRODUCTION

The Nigerian Consumer Credit Corporation (CREDICORP) is a Development Finance

Institution established by the Federal Government of Nigeria to democratize access

to consumer credit for the nation's working population. It aims to accelerate

consumer credit access to 50% of economically active Nigerians by 2030 by removing

structural and market barriers and catalyzing the industry with capital, guarantees,

and policy.

CREDICORP intends to implement its strategic project that will transform the prevailing

perceptions, behaviors, and trust levels surrounding consumer credit in Nigeria. The

Corporation therefore invites applications along with fee quote from Subject Matter

Experts with current experience of handling similar services, preferably in a

Development financed-focused institution.



PROJECT DESCRIPTION

ENGAGEMENT OF CONSULTANT ON CREDICORP’S

CULTURAL REORIENTATION PROJECT



2. SCOPE OF SERVICE

The selected Vendor will provide the following services:


a. Curriculum Development

  • Design a modular, standardized credit education curriculum adaptable for in

    person, digital, and institutional use.

  • Localize content by demographic (youth, artisans, civil servants, etc.) and

    translate into multiple local languages and formats.

  • M&E- Carry out a systematic and objective design, assessments and reporting on the initiatives, including the conduct of baseline & endline measurements, focusing on results, effectiveness, efficiency, impact and / or sustainability


b. Field Agent Deployment

  • Develop and implement a national strategy for recruiting and deploying field

    agents across all 774 LGAs.

  • Coordinate training workshops, certify agents, and provide them with toolkits,

    performance trackers, and reporting structures.


c. Financial Literacy Programs & Hubs

  • Establish physical financial literacy hubs as centres for community

    engagement, onboarding, and ongoing education.

  • Coordinate literacy activations in informal settings such as markets, campuses,

    NYSC camps, and rural areas.d. Deployment of the Cultural Credit Orientation Index (CCOI)

  • Roll out tools to measure perception, trust, awareness, and adoption of credit

    behavior across groups.

  • Design, administer, and analyze pre/post surveys and provide regular insights

    through dashboards and reports.


e. Stakeholder & Community Mobilization

  • Identify and onboard key community influencers (religious leaders, youth

    leaders, traditional rulers) as credit ambassadors.

  • Provide advocacy toolkits and organize stakeholder forums to align efforts and

    promote trust in CREDICORP’s mission.


f. PFI and Donor Engagement

  • Engage PFIs on inclusive credit practices and support integration of alternative

    lending models.

  • Engage donors to secure funding support, co-sponsorships, and report impact

    using standard frameworks.




  1. AMENDMENT OF RFP DOCUMENT

CREDICORP reserves the sole right to include any addendum to this entire

selection process.


 

  1. ELIGIBILITY CRITERIA

Interested firms shall submit the following minimum verifiable requirements to

be eligible for engagement consideration:

  • Evidence of Certificate of Incorporation with the Corporate Affairs Commission

    (CAC) including Form CAC 2 and CAC 7.

  • Evidence of Company Income Tax Clearance Certificate for the last three (3)

    years. (2022, 2023 & 2024) valid till 31st December, 2025.

  • Evidence of Current Pension Compliance Certificate valid till 31st December,

    2025.

  • Evidence of Current Industrial Training Fund (ITF) Compliance Certificate valid

    till 31st December, 2025.

  • Evidence of Current Nigerian Social Insurance Trust Fund (NSITF) compliance

    Certificate valid till 31st December, 2025;

  • Evidence of Registration with the National Database of Federal Contractors,

    Consultants and Service providers by submission of Interim Registration Report

    (IRR) or valid Certificate issued by Bureau of Public Procurement.

  • Evidence of Professional Qualifications and License

  • Affidavit disclosing that the Bidder is neither in receivership nor a subject of

    insolvency/bankruptcy/winding up proceedings.

  • Company Audited Statement of Accounts for the last three (3) years (2022,

    2023 & 2024)

  • Evidence of Financial Capability to execute the Audit by submission of

    reference letter from a reputable Bank.

  • Company’s Profile, including current evidence of registration of both the

    company and key personnel with relevant professional bodies.

  • Verifiable documentary evidence of at last three (3) similar jobs executed in

    the last five (5) years including engagement letters.m)

    Consent to allow for Verification of all the documents submitted including

    CAC, Federal Inland Revenue, Pension & Industrial Training Fund and

    Company’s financial standing with bankers.

  • For Joint Venture/Partnership, Memorandum of Understanding (MoU) should

    be provided (CAC, Tax Clearance Certificate, Pension Compliance

    Certificate, ITF Compliance Certificate, NSITF Compliance Certificate, IRR &

    Sworn Affidavits are compulsory for each JV partner).

  • All documents for submission must be transmitted with Covering/Forwarding

    letter under the Company/Firm’s Letter Head Paper bearing amongst others,

    the Registration Number (RC) as issued by the Corporate Affairs Commission

    (CAC), Contact Address, Telephone Number (preferably GSM No), and e-mail

    address. The Letterhead Paper must bear the Names and Nationalities of the

    Directors of the Company at the bottom of the page duly signed by the

    authorized officer of the firm.



  1. SUBMISSION OF EOI DOCUMENTS /RFP

The Submission of EOI/Request for Proposal can be submitted via CREDICORP

e-mail in a PDF file format.

 

6. Fee Quote

Vendor shall also submit a composite fee quote for the assignments

mentioned.


7. OPENING OF EOI AND RFP

The EOI documents and RFQ shall be opened immediately after the deadlines

for submissions at 12:00 noon on 18th August, 2025. All vendors are invited to

witness the tender opening.


8. GENERAL INFORMATION

  • Request for Proposals must be in English Language and signed by an official

    authorised by the bidder.

  • Request for Proposals shall not be accepted after the deadline.

  • The CREDICORP is neither committed nor obliged to shortlist any firm.

  • The CREDICORP will only recognize and correspond with only authorised

    officers of the applicant’s companies and NOT through individuals or agents

    acting on their behalf.

  • This advertisement for invitation shall neither be construed as a commitment on

    the part of the CREDICORP nor shall it entitle any contract to make any claims

    whatsoever and /or seek any indemnity from the CREDICORP.

  • Submission with false document is an offence, which will lead to disqualification

    and prosecution.

  • The applicants shall bear all costs associated with the preparation and

    submission

  • The Applicant is expected to examine all instructions, forms, terms, and

    specifications in this RFP. Application shall be deemed to have been done after

    careful study and examination of this RFP with full understanding of its

    implications.

  • The information contained in this Request for Proposal (RFP) document or

    information provided subsequently to applicants, is provided to the

    applicant(s) on the terms and conditions set out in this RFP document and all

    other terms and conditions subject to which such information is provided.x.

    CREDICORP is not bound to pre-qualify/shortlist any firm and reserves the right

    to annul the Procurement Process at any time without incurring any liabilities in

    accordance with Section 28 of the Public Procurement Act 2007.


For inquiries and submission, please contact:

Telephone        - 09088758476

email                 - enquiries@credicorp.ng

 

Signed

Management CREDICORP

 




 
 
 

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21 Comments


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l71626296
Oct 06

This EOI for cultural reorientation consulting is an interesting angle, since CREDICORP's success with democratizing consumer credit may hinge as much on shifting attitudes toward borrowing as on the financial mechanics themselves. I've watched similar mindset campaigns struggle in other markets where trust was the real barrier. Interestingly, even side projects need the right presentation, which is why I sometimes use a roblox font generator to style text for community posts I manage.

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ale
ale
Sep 04

The initiative to develop a standardized credit education curriculum is a crucial step toward improving financial literacy in Nigeria. By localizing content for different demographics, CREDICORP can ensure that the information resonates with all communities, which is essential for changing perceptions about consumer credit. It's interesting to see how they plan to engage community influencers as trust ambassadors, which could significantly enhance acceptance. As someone who enjoys exploring themes of financial empowerment, I find projects like this inspiring. For additional insights on community engagement, you can visit Apostate Verity.

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